A starting point, not a score
FI Stage Assessment
See what your finances currently make possible—and choose one useful next move.
A short guided tour, one question at a time. Use plain-language answers; no account numbers or exact balances. You can answer without signing in. Email sign-in is required to view your stage, recommended Quest, and downloads. “Not sure” is always a useful answer.
Your result shows a supported or provisional stage, separate concerns, and a suggested MOMENTUM Quest. If there is not enough evidence, we will say so.
Explore four dimensions: Day-to-Day Capacity, Shock Capacity, Future Capacity, and Work Independence. The stages describe which financial dependencies have changed, including the difference between surviving a disruption and choosing a meaningful change.
Core Lifestyle is the realistic ongoing life you want protected. Chosen Lifestyle is the full life you value. Additional questions appear when you report that resources can support either without required work.
Guest answers stay in this browser for up to 30 days. Sign in using an email link to attach your work to an account. Open your first sign-in link in this browser.
Educational guidance, not personalized financial advice or a retirement-readiness certification. Your toolkit account is separate from Mighty Networks.